You made us your Top Choice! We made you our Top Priority!
Our goal at Top Choice Lending is to provide you with exceptional customer service like no other.
ask us anything!
As a licensed mortgage company, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Top Choice Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions. We strive to be one of the Top Lenders in your area. Get in touch with us today to see what we can do for you. We make every client our top priority; which is why you make us your Top Choice.
Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
+1-800-934-8103
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Unlock Your Dream Home with Our Mortgage Solutions.
Your Trusted Partner in Home Financing for 10 Plus Years!
we’re more than just a mortgage lender—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.
Why Choose Us?
Building Foundations for a
Brighter Future
Home Purchase
Refinance
Loan Options
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership Starts Here
We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
what we offer ?
Effortless Mortgages, Realize Your Dreams
we streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
Home Loans
We specialize in a variety of mortgage services aimed at helping to secure all of your home-financing needs. Whether you’re looking to buy your first home or refinance an existing mortgage, we provide an array of services suited to each client’s individual needs. Feel free to contact us to see how we can be of assistance to you.
Fast Approval: Get funds quickly to secure your new home.
Flexible Solutions: Tailored to meet your specific needs.
Easy Transition: Simplifies the process of moving between properties.
Mortgage
Pre-Approval
Get The Best Deal.
Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where we come in. We help my clients with all their Mortgage Pre-Approval needs so they can enjoy the fun and excitement of purchasing real estate.
Tailored Financing: Custom loans for investment properties.
Competitive Rates: Favorable terms for better returns.
Expert Support: Guidance throughout the process.
Loan Comparison
Own Your Dream Home.
Save money by receiving the best financing terms available. My Loan Comparison services cater towards getting my clients the best down payment and interest options on their loans. Contact us today to see what we can do for you. Check out our opening hours and schedule a consultation appointment today!
Global Financing: Tailored solutions for international properties.
Expert Assistance: Guidance through cross-border transactions.
Flexible Terms: Competitive options for overseas investments.
Refinancing
More Ways to Save.
Whether you need help negotiating a mortgage or buying a new home, Top Choice Lending can manage all your mortgage needs. Our refinancing services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find how our Refinancing services can help.
Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.
Lower Rates: Access competitive interest rates for savings.
Flexible Options: Tailored refinancing plans to meet your goals.
Expert Guidance: Support throughout the refinancing process.
Refinancing
Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.
Lower Rates: Access competitive interest rates for savings.
Flexible Options: Tailored refinancing plans to meet your goals.
Expert Guidance: Support throughout the refinancing process.
Insurance
Our insurance services provide essential coverage to protect your home and investment.
Comprehensive Coverage: Tailored policies for your needs.
Peace of Mind: Protect against unforeseen events.
Expert Guidance: Assistance in selecting the right insurance options.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete our simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application. We'll send you an application via email with Everything you need.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
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